Our Qualifications

Louis R. Terrero

I am an investment advisor representative and have been a CPA for the past 34 years,

In addition to the CPA I have:

  • A Bachelor’s in Business Administration – Pace Univ, NYC – 1978
  • An MBA – Univ of Wisconsin – 1981
  • Certified Management Accountant – NJ – 1996

Concerning work experience, and from a broader perspective, since I graduated from college I have served as the compliance officer, written compliance manuals, documented compliance procedures for various clients. with a degree in accounting in 1978 I have served as an auditor with a Big 4 accounting firm; I have worked as an internal auditor for a Fortune 500 company; and I have conducted financial and operational audits as a solo practitioner.

I have represented and advocated for companies and businesses that have been audited by the IRS, State of New Jersey, State of New York, governmental agencies (e.g. Port Authority of NY and NJ, Defense Contract Audit Agency). Furthermore, clients of mine have been audited by banks and other financial institutions as a condition for accepting bank loans and financing. I have been the contact person and provided the auditors with financial reports, schedules, analyses, etc. I have served as the compliance officer, written compliance manuals, documented compliance procedures for various clients.


I have been working with individuals and businesses in New Jersey for several years on various financial planning topics and strategies, including retirement planning, college funding, insurance planning, and estate planning ( in concert with elder care attorneys). I have always taken a “team of professionals” approach to serving my clients’ needs, and will regularly reach out to, or include in our portfolio planning and management , agents and advisors whom I believe can add value to the process.

Each of our team’s professionals has extensive personal and professional experience, and many hold various professional designations, and/or are qualified representatives licensed to sell a variety of investment and insurance products.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals.